Adjusting Holiday Gifting with Elders in Mind

The holiday season has become an extravaganza of exorbitant gift-giving, and with all the sales and emphasis on holiday gifting, it may be a particularly difficult time for elders.  Older parents and grandparents generally want to give generously, but there are unique risks for elders in spending too much during the holidays.  Older adults risk […]

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Medicaid/TennCare: What Counts as a Gift?

When a loved one’s health takes a turn for the worse or the loved one enters long-term facility care, family members often plan to give away excess assets in order to meet resource limits and gain Medicaid benefits.  If you find yourself thinking along these lines, stop now!  This common mistake has severe consequences if […]

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Medicaid Eligibility Myths

Call an Elder Law Attorney Before Counting It a Lost Cause Just like when you catch a cold, the moment you start talking about applying for TennCare/Medicaid benefits, it is likely you will find yourself suddenly surrounded by “experts.”  Tidbits of knowledge and advice are passed along like home remedies by well-meaning family members, friends, […]

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You’ve Got Mail – So Check It Often!

It may seem obvious that it’s important to check mail often and to respond when needed, but in the age of e-mail and online forms, sometimes so-called “snailmail” may be misplaced or forgotten – especially by those who have had to take over the task of checking the mailbox for a loved one.  At ELET, […]

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Got TennCare? You Need to Know About Redetermination.

If you are currently a recipient of TennCare benefits, you may have to prove your eligibility again this year through a process called “redetermination.”  This process may be every bit as challenging as your initial application, and if you are selected for redetermination, you will have a tight deadline for submitting evidence so as not […]

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Skilled Care vs. Custodial or Long-term Care

It isn’t unusual for families to feel confused about the different types of care that their loved ones may need when entering a care facility. The words used for different types of care are similar. Understanding the differences between different types of care and how that care is funded can be very helpful when making […]

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Be Your Own Detective: How to Get Documentation for Public Benefits Applications

Applying for public benefits like TennCare/Medicaid or the VA pension is tough for a variety of reasons.  The forms and procedures are complicated, the laws and agency guidelines are moving targets, and it can be hard to find reliable guidance through the process.  One of the obstacles that throws many applicants off course is the […]

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Irrevocable Trusts

In last week’s blog, we offered information about Trusts Generally and Revocable Living Trusts and how they can be used as part of an estate plan to achieve certain goals, such as managing assets while the trustmaker is still living and sparing loved ones the hassle and cost of probate court proceedings to distribute property […]

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Qualifying for Medicaid Using a Miller Qualified Income Trust

Many clients first call the ELET office seeking help in establishing a Miller or Qualified Income Trust (QIT).  Over time, we have noticed a trend:  the vast majority of those who ask for help with a Miller Trust do not really understand what it is or how it is used.  Many of them have been […]

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Changes to Social Security Strategies

When President Obama signed the budget bill into law on November 2, 2015, he also approved changes to Social Security which affect the strategies available to married couples for maximizing their benefits.  While it is not especially good news for couples who might have benefited from these strategies, it is not surprising that certain loopholes […]

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