Major Changes to VA Benefits Eligibility Announced

Several months ago, the Veterans Administration (VA) released proposed changes to rules impacting qualification for Aid and Attendance benefits, which help pay long-term care costs for wartime veterans and their surviving spouses.  On September 18, 2018, they announced that the proposed changes will take effect on October 18, 2018.  These changes have a substantial impact […]

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How Do I Pay for Long-term Care?

Out-of-pocket expenses for long-term care can be overwhelming.  Families are often shocked to find that their care needs will likely outlast their savings.  If paying out-of-pocket is not possible now or sustainable long-term, there are two main sources of assistance to pay for an elder loved one’s care:  TennCare CHOICES, which is Tennessee’s Medicaid program […]

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Is It Too Late to Plan for Medicaid/TennCare? Saving Assets from “Spend Down” in a Crisis

Amelia Crotwell, CELA My Gran is turning 107 today, and I’ll get to visit with her over the weekend.  I can’t wait to see her and sit in the courtyard, hold her hand, and talk about flowers, birds, and relatives.  We decided against the Big Birthday Party this year as we’ve been having big birthday […]

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TennCare and the Home: It May Not Be as Bad as You Think

Among the many reasons people are uncertain about applying for TennCare, one of the most prominent (and scary) is the prospect of losing the family home.  Lots of people hear that if they apply for TennCare to pay for long-term care, the State or the nursing home will “take the home.”  Some folks are told […]

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What’s the Difference Between Medicare and Medicaid?

When it comes to paying for care, families are often confused about which program pays for what services. Both Medicare and Medicaid may cover different aspects of a single person’s care, and it’s important to understand the role of each program.  What is Medicare? Medicare is health insurance for people 65 or older, certain people […]

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Types of TennCare: CHOICES for Long-term Care

There are many different branches of TennCare, Tennessee’s Medicaid program. It is not one overarching program that covers all your needs once you are enrolled; rather, different TennCare programs meet different needs or serve different populations. The programs vary from insurance for low income families and children, to hospice services, to hospitalization coverage in emergencies, […]

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VA Benefits for Past Residents of Camp Lejeune, NC

The name of Camp Lejeune, a Marine Corps base in Onslow County North Carolina, may ring a bell because of the water contamination that exposed veterans and their families to health risks for several decades.  This story stirs emotions because of the damage done to those who already make so many sacrifices on behalf of […]

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Medicaid? TennCare? CHOICES? – What’s the Difference?

Julia Keck Price, Elder Law Attorney What do all these words mean? Long before my ELET days, when my grandmother was admitted to a nursing home for rehab, a therapist asked me if I was going to apply for TennCare for her. I said no, she has Medicare and Tricare, she doesn’t need insurance. A […]

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Medicaid in Tennessee: How to Apply for TennCare CHOICES

Tennessee residents who need Medicaid to help pay for long-term care need to apply for TennCare CHOICES. This program pays for long-term services and supports in a nursing home, at an assisted living, or in the home. If you or a loved one is already in a rehab facility, you may be approached by facility […]

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How to Qualify for TennCare, Tennessee’s Medicaid Program

With costs in the thousands of dollars per month, paying for long-term care at home or in an assisted living or nursing home can be a huge financial hit for an individual or family. TennCare CHOICES, Tennessee’s Medicaid program for long-term care benefits, is often the solution that helps people get the care they need. […]

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