Placing a Parent in Long-term Care

When the time comes for a parent to transition into residential long-term care, things can get complicated very quickly. If a parent has not planned for their own aging process, finding the right facility that accepts their healthcare coverage and is appropriate for their unique needs can be daunting. If a parent has limited income […]

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What to Consider in Retirement Planning

Most people dream of the day they can retire, but many do not move beyond dreaming to planning. Retirement planning can be done at any age, but experts recommend starting as early as possible. It can seem like a daunting endeavor and fall to the back burner as day-to-day obligations take precedent, but answering a […]

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Major Changes to VA Benefits Eligibility Announced

Several months ago, the Veterans Administration (VA) released proposed changes to rules impacting qualification for Aid and Attendance benefits, which help pay long-term care costs for wartime veterans and their surviving spouses.  On September 18, 2018, they announced that the proposed changes will take effect on October 18, 2018.  These changes have a substantial impact […]

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ELET Partners with Financial Planning Association of East Tennessee

This September, Elder Law of East Tennessee joined the Financial Planning Association (FPA) of East Tennessee as a professional partner.  FPA partners are companies who do not necessarily offer financial planning themselves but whose services dovetail with financial planning.  As a partner, we participate in meetings, events, and continuing education with FPA members (who do […]

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How Do I Pay for Long-term Care?

Out-of-pocket expenses for long-term care can be overwhelming.  Families are often shocked to find that their care needs will likely outlast their savings.  If paying out-of-pocket is not possible now or sustainable long-term, there are two main sources of assistance to pay for an elder loved one’s care:  TennCare CHOICES, which is Tennessee’s Medicaid program […]

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Helping Elders Avoid Scams

Most of us get annoying spam calls and e-mails about our credit cards, problems with our taxes, computer viruses, arrests of relatives, big sweepstakes wins, etc. Anyone can be targeted by or fall victim to these scams, but elders are especially vulnerable and may be targeted at a higher rate.  In this short video, ELET […]

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Is It Too Late to Plan for Medicaid/TennCare? Saving Assets from “Spend Down” in a Crisis

Amelia Crotwell, CELA My Gran is turning 107 today, and I’ll get to visit with her over the weekend.  I can’t wait to see her and sit in the courtyard, hold her hand, and talk about flowers, birds, and relatives.  We decided against the Big Birthday Party this year as we’ve been having big birthday […]

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What’s the Difference Between Medicare and Medicaid?

When it comes to paying for care, families are often confused about which program pays for what services. Both Medicare and Medicaid may cover different aspects of a single person’s care, and it’s important to understand the role of each program.  What is Medicare? Medicare is health insurance for people 65 or older, certain people […]

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How to Qualify for TennCare, Tennessee’s Medicaid Program

With costs in the thousands of dollars per month, paying for long-term care at home or in an assisted living or nursing home can be a huge financial hit for an individual or family. TennCare CHOICES, Tennessee’s Medicaid program for long-term care benefits, is often the solution that helps people get the care they need. […]

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Protecting Older Adults Against Identity Theft

Major data breaches in recent months have illustrated that all of us, regardless of age, are susceptible to identity theft. But older adults can be even more vulnerable to identity theft than others. Identity theft involves a criminal stealing personal identifying information to create a new identity or to steal money from the victim. Older […]

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